ISO Rating 2
Insurance Services Office Inc. (ISO) Rates
The City of Corsicana has joined the top 2% of American communities for fire protection. ISO, an insurance industry advisory company, has upgraded the Corsicana Fire Department to Class 2. ISO currently rates over 47,000 fire departments within the United States and of those, only 2% of them receive a rating of 2 or below.
The fire-protection services of Corsicana Fire Department, as rated by an insurance industry advisory company, have improved to Class 2 from Class 4. This reduced rating puts the City of Corsicana in a special group of communities in the country.
Understanding the System
The classification by ISO, known as the Public Protection Classification (PPC) program, assesses the fire-protection efforts in a particular community. ISO collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using its Fire Suppression Rating Schedule (FSRS). The company then assigns a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area’s fire-suppression program doesn’t meet ISO’s minimum criteria.
By classifying communities’ ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their fire fighting services. .
Rating 2 Effective Date
The Insurance Services Office (ISO) completed an inspection of the city for a proposed change in the Public Protection Classification (PPC) to the Texas Department of Insurance and the State Fire Marshal. The recommendation made by the Insurance Service Office, based on the grading of the city in the latest inspection, was for the city’s classification to be changed from the current Class 04/10 rating to a Class 02/2X rating. The Texas Department of Insurance and the State Fire Marshal have reviewed the information provided by the Insurance Service Office and approved the recommendation with the effective date of July 1, 2016.